The R-word: The end of the year is a great time to take stock of Retirement accounts. Retirement savings counts as the largest portion of invested assets for most professionals. And no surprise, retirement today is largely self-funded (82% of workers) while banking on company pensions is rapidly going out of style (26%). With people living longer and spending more years in post-work life, it is imperative to monitor the growth of assets in 401(k) and Individual retirement accounts (Traditional, Roth IRA, etc.). Small differences in investment returns can make (or break) a well-planned retirement.